You can add in additional protection for your valuables through either “blanket” coverage (for all valuables, without specifically identifying individual items) or through “scheduled” coverage (identifying each specific item to be included).
Add on these items to your current Homeowner policy via an Inland Marine Endorsement:
- Jewelry
- Furs
- Artwork
- Bicycles
- Musical instruments
- Cameras
- Personal computers or high-end electronic devices
- Oriental rugs
- Guns
- Golf equipment
- Other collections, such as coins or stamps
Insuring your valuables means receiving:
- Coverage for losses from fire and theft that might not be covered under your current policy
- No deductibles for most classes
- Easier loss settlement because of detailed item descriptions
- Higher limits beyond your basic Homeowner's policy